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Personal Finance. Find out what your credit cards cost you. You’ll be surprised by what you learn. What may surprise you more: 30.3% of people with credit card debt
on their mind. Find out if you’re one of them. By Andrew Williams on April 12, 2014 in Money.

Here are the full results on credit card fees that you’ll find inside your credit card statements. If you think you know what you’re paying for when you’re paying for your credit cards, you’re wrong.

Most of us think we’re paying for a transaction – to make a purchase, or to keep track of our spending. But the truth is, we’re mostly paying for the privilege of having a credit card. And most of those fees are simply hidden in a line of meaningless numbers.

Major retailers like Visa, American Express, and MasterCard charge 3% or 4% of the transaction on your purchases. Most other retailers charge 1% on most purchases. Most debit and prepaid cards, meanwhile, have no fees at all.

And even when there’s a fee on a credit card, it’s usually well hidden in the interest rate.

The reason for the confusion: Most of the time, a 3% to 4% fee is actually 1.5% to 2.5%. That’s right, for every dollar you spend in a store, a credit card company charges you 1.5% to 2.5%. But it’s hidden

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